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Business Law Today http://www.oregonrains.org Fri, 05 Jun 2009 22:59:37 +0000 http://wordpress.org/?v=2.7.1 en hourly 1 Business Law http://www.oregonrains.org/282/business-law http://www.oregonrains.org/282/business-law#comments Fri, 05 Jun 2009 04:31:48 +0000 admin http://www.oregonrains.org/?p=282 Every person who goes into business should have knowledge of business law. Business law encompasses subjects such as consumer law, employment law, insurance liability law and tax law. Possessing knowledge in these areas and others could save a business owner from financial ruin if she were to be sued.
The time to think about gaining knowledge of business law is before starting a business because you may make crucial mistakes from the onset of starting your business. If you haven’t looked into business law yet, get started. You’ve worked so hard to just give it away.

Business law can apply to small home businesses as well as to corporations.
When studying business law you will find out that there are more than one type of business entity. The one you choose can have an effect on assets both personal and business incase you were sued. For example a sole proprietorship has different laws concerning assets. With a sole proprietorship, business assets are grouped together with the owners assets while a corporation is a separate entity therefore the assets it owns are separate from the owner property.

Business people have to think about things such as permits and licenses. Having knowledge of business law will let you know what community regulations need to be addressed.

Business law would also allow a business person to know when they should trademark or copyright a product and how to do it. This knowledge could save the business person from someone stealing their ideas. Imagine if Walt Disney’s Mickey wasn’t protected under trademark laws. Anyone could use the image of Mickey Mouse to make money for themselves.

Once knowledge is gained in the field of business law, the business person shouldn’t forget that they may have to update their knowledge from time to time. To remind us of this we only have to look at tax laws which are always changing and there will also be changes coming in the consumer credit law.
The understanding of law is integral to a businesses survival. Those who choose to forego gaining knowledge may end up paying dearly.

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Small Business Law http://www.oregonrains.org/280/small-business-law http://www.oregonrains.org/280/small-business-law#comments Fri, 05 Jun 2009 04:30:53 +0000 admin http://www.oregonrains.org/?p=280 A common situation that millions of small business owners will deal with on a regular basis is frivolous law suits. According to the U.S. Chamber Institute for Legal Reform, small businesses spent $98 billion in 2005 defending frivolous law suits, this means that the cost to defend these law suits, is only increasing as more business are finding themselves as targets. While this is no doubt concerning, the reality is that you can be able to protect yourself and your business from this kind of litigation by using different tactics that will protect your business should it ever be the defendant of one of these law suits. Below are different tactics to help you protect your business and yourself from these law suits.

Have good business organization: The first kind of legal defense that you want to use is to develop a business structure that will protect your business against these kinds of law suits. This means establishing a corporation or limited liability company. What happens is most small business are set up as sole proprietorships which means that as a business owner you are responsible personally for the debt and what ever obligations that the business may have. If your business is the subject of a law suit you they could try to go after everything you own including the assets of your business. What you want to do is establish a corporation or limited liability company that will be the initial line of defense against these kinds of law suits. Please note that while this will generally protect your business this form of legal defense can be overcame by a serious legal challenge.

Create forms that will document everything: The next line of defense that you want to establish is a customer and employee disclosure forms where they have to read, sign and date. In general many disputes begin by one person claiming to have promised something while the other party says they did no such thing. To protect your business against these types of situations requires that you create a legally binding document, with the help of your lawyer, that will spell out what are the responsibilities of your business and what are the obligations of the person you are dealing with. By having them read, sign and date this document will ensure that if this kind of dispute does come up you have something in writing which shows what was discussed in addition to the fact that they understand the situation, helping to prevent their law suit from going any farther.

Clearly frivolous law suits are a major concern for many small business owners. By using the above tips you can be able to protect your business against the different types of law suits that your business could face from either employees or customers. This will help you to protect your business and your personal assets.

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Commercial Law http://www.oregonrains.org/278/commercial-law http://www.oregonrains.org/278/commercial-law#comments Fri, 05 Jun 2009 04:30:01 +0000 admin http://www.oregonrains.org/?p=278 For most business people at one point or another there is a possibility that they will be the subject of law suit during the life of their business. Not to imply that they did something wrong, however, the reality is that the cost of doing business today involves being prepared for different law suits that you could face. This means that you must understand the common legal problems that many businesses deal with so you can be ready for them if they do occur. Below are some of the common legal problems that many business people face every year.

Criminal inquiry: As time goes by the amount of regulations regarding particular industries is only continuing to increase at an incredible pace. This means that the power of local, state and federal governments is only increasing as they appoint more law enforcement agents to keep up with the new regulations that are being imposed on businesses. Resulting in more possible criminal inquiries that you may have to face, even if you did not do anything wrong. To avoid this situation you would want to have procedures in place that can keep up with the changes that take place in the law and you want to ensure that you have legal council available to look out for your rights should something like this happen to you.

Employee litigation: As time goes by the number of employee lawsuits that are being seen is only continuing to increase at a steady rate. Part of the reason for this is because of the success many former employees have had against their former employers. This means that your business could be the subject of an employee law suit which has real or imaginary issues such as: sexual harassment, age discrimination, pregnancy discrimination, racial discrimination, gender discrimination, disability discrimination, wrongful termination, retaliation, and injuries.

Marriage / divorce issues: If you or any of your business partners are married there is a possibility that you could be the subject of this form of litigation should a marriage not work out as planned. In some situations this can mean that an angry spouse could try to impose a claim against company assets that they feel are legally theirs. Resulting in high legal fees and the possibility that the case could be tied up in court for years, costing your business time in addition to money as you try to fight off this type of litigation.

Internet related situations: As more business are moving online there is the possibility that you could be the defendant in a law suit relating cyber related issues, such as not storing records properly or having key aspects of your customer information comprised because of a hacker.

Every year countless numbers of business people are the subject of litigation. By understanding how the above issues can affect your business will help you to prevent and be prepared for some of the different legal situations that you may face at some point in time.

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